This Property Insurance Claim Filing checklist is for an attorney representing a policyholder/insured client who suffers a property loss or damage and wishes to recover under his property insurance policy. To recover under a policy for property loss or damage, the insured must file a claim with the insurance company/insurer. After the loss is reported, the insurer will assign the claim to an adjuster for handling. The claim adjuster acts on behalf of the insurer. Once a claim is filed, the insured must cooperate with the insurer in the claim process while being mindful that the interest of the insurer may not always coincide with the insured. These steps and considerations will assist you with the general claim process to maximize insurance recovery for the property loss or property damage. Many steps may be performed simultaneously. For related information, see Commercial Property Insurance, First-Party Property Insurance Policies, and Making a Commercial Property Claim after Loss or ...