Mortgage Loan Origination Regulatory Compliance Checklist

Summary

This checklist highlights key regulatory compliance requirements applicable to mortgage loan originators. Specifically, this checklist reviews regulatory compliance components of the mortgage origination process, including Truth-in-Lending Act (TILA) (15 U.S.C. §§ 1601, et seq.), Regulation Z (12 C.F.R. pt. 1026), Real Estate Settlement Procedures Act (RESPA) (12 U.S.C. §§ 2601, et seq.), flood insurance, appraisal, and debt collection requirements.