Misrepresentation in Health Insurance Applications Checklist


Summary

This Misrepresentation in Health Insurance Applications Checklist will tell you what constitute misrepresentations and the potential effects of misrepresentations made in applications for health insurance. Potential misrepresentations made by the applicant, by the insurance representative, and by others are considered. The fundamental issues in application analysis are whether the representation was false and whether the representation was a material consideration for the insurer in accepting the risk.