Long-Term Care Insurance Litigation

Summary

This practice note addresses disputes that may arise in connection with claims asserted under long-term care insurance (LTCI) policies and litigation that may emanate from such claims. The practice note also reviews the steps that must be followed to assert a claim for benefits under a LTCI, as a correctly and timely-filed claim is a condition precedent to an insurer's obligation to pay. A LTCI policy will specify the claims procedure to be followed, but it is critical to understand that there are steps required for LTCI policy benefits that do not exist in other kinds of insurance claims.