Final Judicial Report
(Foreclosure) (OH)

Summary

This template for a final judicial report may be submitted by a plaintiff/mortgagee in Ohio that is seeking judgment in a foreclosure action. This template contains practical guidance and drafting notes. This template may be used in connection with a commercial or residential foreclosure action. In Ohio, when a foreclosure complaint is filed, or within 14 days thereof, the plaintiff must file a preliminary judicial report (PJR) outlining the status of title to a date within 30 days before the complaint was filed. Before judgment is entered by the court, the plaintiff must file a final judicial report (FJR). Ohio Rev. Code Ann. § 2329.191(B). The FJR updates the court's record with the state of title between the effective date of the PJR and the date of lis pendens and must include a copy of the court's docket. The date of lis pendens is now the date the complaint was filed. Ohio Rev. Code Ann. § 2703.26. The FJR is prepared by a title company in a format similar to one used in this template. If the property is commercial, Ohio Rev. Code Ann. § 2329.191(C) requires a title search, but also allows for a title commitment which can morph into an owner's title insurance policy if the purchaser at the execution sale so chooses. For further guidance, see Commercial and Residential Mortgage Foreclosure (OH), Foreclosure Resource Kit (OH), Real Estate State Law Comparison Tool, and First Year Associate Resource Kit: Real Estate. For a template of PJR, see Preliminary Judicial Report (Foreclosure) (OH). For general guidance on lending in Ohio, see Commercial Real Estate Financing Transactions (OH), and Commercial Real Estate Financing (OH). For a mortgage template for use in Ohio, see Mortgage (Acquisition Loan, Long Form) (OH).