Fair Credit Reporting Act (FCRA) Disclosure regarding the Procurement of Consumer and Investigative Consumer Reports


Summary

This Fair Credit Reporting Act (FCRA) Disclosure regarding the Procurement of Consumer and Investigative Consumer Reports notifies an applicant or employee that the employer intends to obtain a consumer or investigative consumer report relating to the applicant or employee pursuant to the Fair Credit Reporting Act (FCRA). This template includes practical guidance, drafting notes, and alternate clauses. This template is based on federal law and does not address all potential state law distinctions; thus, you should check any relevant state and local laws. This template is intended for private employers. For more information on the FCRA, see Fair Credit Reporting Act (FCRA) and State Mini-FCRAs: Step-by-Step Guidance for Compliance and Consumer Reports and Credit History Checks under the Fair Credit Reporting Act (FCRA). For information on state mini-FCRA laws, see the References and Background Checks column of Screening and Hiring State Practice Notes Chart. For information generally on background checks by employers, see Criminal Background Checks: Key Analyses and Considerations, Social Media Information Regarding Job Applicants and Employees: Key Considerations, Interviewing and Screening Job Applicants, and Pre-employment Screening and Obtaining/Using Consumer Reports Checklist.