Emotional Injury as Bodily Injury State Law Survey

Summary

This survey addresses state laws around whether a claimant's emotional injury is a bodily injury. The survey covers all 50 U.S. states and the District of Columbia. This issue arises in coverage disputes in the context of claims under general liability, homeowner's, and automobile policies, all of which provide coverage for bodily injury. The issue is present under a multitude of factual scenarios and courts have adopted several rationales for resolving it.