Dodd-Frank Act Bank Capital Requirements

Summary

This practice note summarizes key changes to the U.S. bank regulatory capital framework made by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the Dodd-Frank Act or the Act). These changes are generally driven by two provisions of the Act: (i) the "Collins Amendment" codified at Section 171 of the Act, 12 U.S.C. § 5371, and (ii) the enhanced prudential standards established by Section 165 of the Act and codified at 12 U.S.C. § 5365.