Coverage Opinions

Summary

This practice note addresses insurance coverage opinions for first-party claims under property insurance policies and third-party claims under liability insurance policies. This includes recognizing the necessity for a coverage opinion and the points in time in the life of a claim or lawsuit when such opinion may be needed. It also includes how to obtain information and research legal principles needed to prepare an opinion, outline the structure, draft the content of an opinion, and understand how you as counsel can use the risk of coverage litigation to test your opinion's strength.