Consumer Bankruptcy Resource Kit


This resource kit provides an overview of important topics for attorneys representing a party in a consumer bankruptcy case. Consumer bankruptcies (or individual bankruptcies) are generally filed under Chapters 7 or 13. Chapter 7 of the Bankruptcy Code governs both individual and corporate liquidations. A liquidation is the process by which a debtor's nonexempt property is collected and distributed among creditors. Chapter 13 of the Bankruptcy Code is for individuals with regular income sufficiently stable to make payments under a Chapter 13 plan. In some cases, an individual may file as a Chapter 11 small business debtor or may file an individual Chapter 11 case (though rare). This resource kit includes Practical Guidance materials for counsel to a party in a consumer bankruptcy case, including detailed practice notes, templates, and checklists.