Consumer Automobile Insurance Coverage State Law Survey

Summary

This survey addresses consumer automobile insurance coverage requirements. Topics include mandatory minimum levels of financial responsibility based on bodily injury per person, bodily injury per accident, and property damage per accident, notice requirements for effective policy cancellations, and mandatory personal injury protection (PIP) and/or uninsured/underinsured motorist coverage requirements. The survey covers all 50 U.S. states, Guam, the U.S. Virgin Islands, Puerto Rico, and the District of Columbia. The scope of the chart is limited to private passenger motor vehicles and is not intended to include any provisions or regulations that apply to motorcycles, boats, commercial vehicles, common carriers, vehicles owned and operated by government entities, or aircraft.