1 New Appleman on Insurance Law Library Edition Chapter 93A.syn


Summary

    Synopsis
  • Chapter 93ALONG-TERM CARE INSURANCE
    • § 93A.01What Is Long-Term Care Insurance?
      • [1]What Is Long-Term Care?
      • [2]History of the Long-Term Care Insurance Market
        • [a]Emergence of Long-Term Care Insurance
        • [b]Types of LTCI Coverage
        • [c]Types of LTCI Products
          • [i]Tax-Qualified LTCI Policies
          • [ii]Hybrid LTCI Products
      • [3]Federal Efforts to Encourage LTCI
    • § 93A.02Regulation of LTCI
      • [1]The Long-Term Care Insurance Model Act and Model Regulations
      • [2]State Adoption of Model Act and Model Regulations
      • [3]Key Provisions of the Current NAIC Standards and State Compliance
        • [a]Standards for Benefit Triggers
        • [b]Guaranteed Renewability and Noncancelability
        • [c]Prohibitions on Limitations and Exclusions
          • [i]Benefits for Skilled Nursing Care
          • [ii]Preexisting Conditions
          • [iii]Conditioning Benefits on Prior Institutionalization
        • [d]Continuation and Conversion Rights
          • [i]Continuation of Benefits
          • [ii]Discontinuance and Replacement Policies
        • [e]Nonforfeiture and Protection Against Unintentional Lapse
          • [i]Nonforfeiture Protection
          • [ii]Protection ...