COVID-19 Life Insurance Claims Litigation Checklist

Summary

This COVID-19 Life Insurance Claims Litigation Checklist reviews potential bases for legal actions on life insurance policies involving insurers, insurance intermediaries, policyholders, and beneficiaries for insurance claims. In particular, it discusses the implications of COVID-19 to the life insurance claim and those persons and entities involved in it. The checklist also reviews potential litigation arising from the contractual relationship that exists between an insurance representative and the insurers that it represents. A related discussion concerns the issues that may occur for an intermediary to balance its obligations to the applicant/policyholder and to the insurer such that the intermediary's pecuniary interests do not take precedence. From a pure litigation standpoint, the checklist also reviews potential parties, choosing a cause of action, summons and service of process, jurisdiction and venue considerations, choice of law, and available responses to the lawsuit.