BNCCORP, INC. and BNC NATIONAL BANK, Plaintiffs/Appellants, v. HUB INTERNATIONAL LIMITED, HUB INTERNATIONAL INSURANCE SERVICES, INC., HUB INTERNATIONAL OF CALIFORNIA INSURANCE SERVICES, INC., and HUB INTERNATIONAL SOUTHWEST AGENCY LIMITED, Defendants/Appellees., 243 Ariz. 1

Summary

HOLDINGS: [1]-In a suit by plaintiffs asserting a claim for negligence against defendant insurance broker, the trial court's judgment in favor of the insurance broker was proper as plaintiffs could not establish that the insurance broker breached the applicable standard of care because the insurance broker was not required to assess and obtain coverage for unidentified risks; the insurance broker was not required to undertake an independent risk evaluation; the insurance broker never agreed to provide plaintiffs with risk assessment services; the insurance broker obtained coverage for plaintiffs that was consistent with or better than it actually requested; and the insurance broker's employee made changes to the requested coverage proposal and flew to Minneapolis to present the proposal at plaintiffs' board meeting, and no questions were raised about servicing contractor coverage.