Consumer Reports and Credit History Checks under the Fair Credit Reporting Act (FCRA)


Summary

The Fair Credit Reporting Act (FCRA) governs the retrieval and use of consumer information from consumer reporting agencies, including an employer’s acquisition and use of such information for purposes of making employment decisions. Pre-employment reports such as credit reports, criminal record reports, and department of motor vehicle reports, as well as any consumer reports used for employment purposes, are subject to the FCRA.