Fair Credit Reporting Act (FCRA) and State Mini-FCRAs: Step-by-Step Guidance for Compliance


Summary

This practice note provides step-by-step guidance for handling consumer reports and investigative consumer reports under the federal Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., and related state and local laws, for employment purposes. The FCRA regulates how an employer may collect and use employee and applicant information provided by third-party consumer reporting agencies.